Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
So exactly how does one go from being a back-up singer for Mary J. Blige and Diddy to presiding over the hit TV judge show Paternity Court? If you're Lauren Lake, it starts with your upbringing.
Black Voices continues to celebrate Black Music Month by recognizing seven CDs in the gospel genre by African American artists. These spiritual gems are some of the most overlooked works in gospel music, but BV Blogger Jawn Murray chose them as the seven projects every music lover must have!
Kim Burrell's 'Everlasting Life' (Tommy Boy/1998): Like Van Gough and Picasso, Kim Burrell's 'Everlasting Life' is considered by most musicians and singers as a priceless piece of art. Burrell was able to take her jazz-fused, raspy alto -- and all its acrobatics -- and sing an assortment of songs in a genre-blurring style. Cleverly not allowing the intricate vocal arrangements to be overshadowed, Burrell weaves in and out of energetic numbers such as 'I'll Keep Holding On' and mid-tempo grooves like 'Over and Over, Again.' Burrell's jazz appreciation is on display as she sings about God's goodness on 'I Found Him' and 'Lift Jesus.' She also mesmerizes on ballads like 'Prodigal Son,' 'Oh Lord' and 'Holy Ghost,' where her voice and the complex vocal choices she often makes captivates listeners. A classic!
JJ Hairston & Youthful Praise – 'Live: The Praise...The Worship' (Light Records/2005): There has been a separation of the soulful Sunday-morning sounds of the black church and the new-age Praise & Worship movement. On 'Live: The Praise...The Worship,' JJ Hairston & Youthful Praise finally capture the best of both worlds and find a musical balance that is not only affective, but also births songs that will be anthems for years to come. The CD kicks off like a worship service, and the energetic 'You Are So Awesome' sets the tone for what's to come. 'Incredible God,' the CD's breakout hit, is a celebratory ballad that speaks to God's goodness. The Connecticut-based choir gets contemporary, with help from Jonathan Nelson on 'Shift This Place,' while his brother Jason Nelson's matchless tenor shines on 'Oh Holy Lamb.' 'Live: The Praise...The Worship' is a call-and-response CD with material that listeners can sing along to and invoke the spirit of Sunday morning into their personal space. One of the best choir records released in the last five years!
Coko's 'Grateful' (Light Records/2006): As one of the music's most underrated voices, Cheryl Clemons, professionally known as Coko, shines in her solo gospel debut. The SWV front woman, best known for belting R&B hits like 'Weak,' 'Anything' and 'Rain,' sings sacred songs on 'Grateful,' a Grammy-nominated collection of great gospel material. Likely the best gospel recording by an R&B singer since Aretha Franklin's 'Amazing Grace,' Coko delivers better than she ever has on this ambitious studio record. She's impressive on the remake of the Tramaine Hawkins' classic 'Look at Me,' and cleverly tackles The Clark Sisters' 'Endow Me' with the help of fellow R&B stars Faith Evans, Fantasia and Lil' Mo. Coko's soprano soars on the powerful 'Hymn Medley,' while her enchanting tone is showcased on the Donald Lawrence-produced 'Holy.' Whether you're stomping your feet to 'Clap Your Hands' or bobbing your head to the R&B-friendly title track; this CD features a variety of offerings and all of them are good! A must-have.
VaShawn Mitchell's 'Promises' (Tyscot/2007): While many of his peers are recording material with mainstream urban influence, VaShawn Mitchell writes and sings songs that are meant to be sung in church. On 'Promises,' Mitchell captures every aspect of an individual's personal relationship with God, from giving him an energetic 'Crazy Praise' to the declaration ballad 'I'll Just Lift My Hands.' The emotional 'I Worship You' tells a story of God's omnipotence, while on 'Passed Over Me,' Mitchell chants about how God's mercy kept him out of harm's way. Kim Burrell guests on 'Over and Over,' while Angela Spivey takes 'Testimony' to a whole other level. And if the praise party feel of 'For My Good' isn't enough for you, Mitchell gives you a good Holy Ghost experience with his 'Chicago Bump' as well.
Lexi's 'A Praise in the Valley' (Holy Music/2005): After years of recording R&B-friendly contemporary gospel CDs, Lexi found her niche with 'A Praise in the Valley,' a solid live recording of both Praise & Worship and Sunday morning-suited material. On the disc, Lexi brings forth the complete church experience and songs such as 'I've Been Redeemed,' 'He Got Up' and 'Testify, Lexi offers songs that listeners can sing along to. The contemporary Christian ballad – that's what they call White gospel – 'My Heart Belongs to You' featuring Nicole Binion is one of the highlights of the CD. The dynamic Kim Burrell guests on 'Not Until,' and Lexi gets help from William "Praise is What I Do" Murphy on 'Wherever the Lord Is.' Though Lexi is likely best known for being a TV personality and host, just one listen to 'Praise in the Valley' and there will be no doubt that she's a singer first!
Ann Nesby's 'In the Spirit' (Shanachie/2006): Former Sounds of Blackness singer Ann Nesby captures old-school church on 'In the Spirit.' Whether you're young or old, her interpretation of these classic gospel hits will have you clapping your hands and singing along. From Albertina Walker's 'God In Prayer' to the Thompson Community Singers' 'Rise Up and Walk,' Nesby puts her soulful stamp on traditional gospel songs in a way that channels a storefront church revival. Cleverly, Nesby delivers a devotional version of Stevie Wonder's 'Heaven is Ten Zillion Light Years Away' and even offers a funky version of Bill Withers' 'Grandma's Hands.' Whether she is singing Donald Lawrence's 'If I Can't Say a Word' or public domain hymns like 'Oh How I Love Jesus,' one really feels 'In the Spirit' on this musical journey with Nesby.
Deitrick Haddon's 'Crossroads' (Verity/2004): Deitrick Haddon is constantly reinventing himself, and usually his innovative approach to music is a little before its time. On his opus 'Crossroads,' Haddon pairs the musicianship of soul icons like Stevie Wonder and pop idols like Michael Jackson with good ole gospel numbers. The energetic 'God is Good' is a Praise & Worship and Dance Ministry favorite, while the Detroit-bred singer channels the King of Pop on 'U.N.I.T.Y.' Haddon croons like the best R&B balladeers on tracks like 'What Love,' 'Won't Stop Praying' and 'God Didn't Give Up,' while taking a more traditional gospel approach to the churchified 'Prayer Changes Things' and 'Had Not Been,' which features one of his musical mentors, Rance Allen. Overall, 'Crossroads' embodies its album's title, an immaculate blend of both mainstream music and traditional gospel both merged together by Haddon's heavenly tenor.
Check out Jawn Murray's other Black Music Month's picks: