If you adopt a marathon approach to money, it can allow you to take a more holistic look at your overall financial picture to see how decisions that you make in your 20s and 30s can impact your 40s, 50s and beyond.
Many of us from academic institutions have lacked the support to facilitate our commitment to addressing an injustice in healthcare that is ongoing in West Africa. This is deeply disappointing but we believe it is correctable.
The idea that Coke could simply abandon its top full-calorie brands and still offer a healthy portfolio to investors was absurd. So the company turned to overseas markets to make up for lost revenue at home by selling more Coca-Cola abroad, in places like India, where the company happily reported caloric beverages enjoying double-digit growth in 2012.
In part, the lack of research in "non-profitable" infectious diseases occurring in underprivileged countries has left threats like Ebola largely unaddressed. In addition, inequalities within the system of international scientific collaboration have hindered African researchers from leading the way against diseases ravaging their continent.
At this moment in our nation's story, when the twisted soul of America is being revealed through the daily deaths of black men at the hands of officers carrying guns and unconscious bias, Black-ish should not be merely consumed: It should be administered by intravenous intervention.
It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.
As we approach your 14th birthday, it is with great trepidation and anxiety that I write this letter to you. I am so proud of the young lady you have become, but I feel I am fighting against the clock to instill in you the life lessons I hold so dear.
Next week, California voters will have a chance to vote for historic criminal justice reform in a state that badly needs it. A ballot initiative called Proposition 47 is poised to rebalance California's priorities away from incarceration and towards rehabilitation and education.
Buying your first home, starting a family or purchasing a car are major events that require a lot of financial planning. Unfortunately for millennials, a recent TD Bank survey found that two-thirds of older millennials (ages 24-34) wish they had been more financially prepared for these life events.
If you're a black man, it doesn't matter how many degrees you hold. It doesn't matter how much money you make. It doesn't matter where you live or what kind of car you drive; to some you're still a n*****, and that is the cold, hard truth about the world we live in today, and it's what my parents had to teach me growing up. I don't experience this with my identity as a gay man.
For the second time in its ten year history, the African-American Literary Awards Show [AALAS] has canceled its ceremony. The first cancellation in 2005 was due to Hurricane Katrina but this year the challenges appear to be internal.
It's clear that Black families want stronger academics to prepare their students for college, the workforce and an better quality of life. To get there, we have to reject the idea that low-income students automatically translate into low-performing schools.
The NCAA is under attack on all fronts, and the new College Football Playoff system is the latest example of profits trumping the best interest of student-athletes.
At the forefront of this initiative is second term Nassau County Legislator Carrié Solages and his Democratic Minority Caucus colleagues, Legislators Kevan Abrahams and Siela Bynoe.
This journey into a bleak world not fathomed before is intriguing, unnerving and haunting. You'll walk out of the theater feeling like you need to go home to shower and scrub this film off your skin.
Each year, the Howard University Homecoming continues to reach higher heights. This year's Crown, celebrated 90 years of creating a celebrity-filled week of events to recognize and commemorate the work of the University's students and alumni.
On the evening of April 26 I received a phone call that one never wants to get. My younger sister, Keisha told me in a very soft, calm demeanor that our mother passed out. After much anxious questioning, I soon found out that my mother passed away from a heart attack.
By Angela Bronner, AOL Black Voices
Being the daughter of Frank Lucas had its privileges -- Francine Lucas Sinclair knows of $50,000 Fendi coats and a smorgasbord of expensive toys. She also remembers a daddy who used to make her breakfast and who would save his baby girl from getting her hair combed.
Francine Lucas Sinclair also knows of a childhood filled with shame and untruths.
The man she knew as daddy was to the rest of the world Frank Lucas, notorious drug kingpin who flooded the streets of Harlem with heroin, recently immortalized by Denzel Washington in the film, 'American Gangster.'
For his exploits in the drug game, Frank was incarcerated when Francine was 3 years old, and her mother, Julie Lucas, also was jailed, forcing the toddler to live with her mother's parents in Puerto Rico .
After years of silence, Francine Lucas Sinclair finally spoke about her parents this year; hers of course is not a typical story in the sense of $50,000 coats but quite typical in that one in every eight African American children has a parent in jail.
Francine Lucas Sinclair today lives in Atlanta with her husband and two children, and has founded a non-profit , Yellow Brick Roads for the 2.4 million American children who live with the shame, fear, financial and emotional turmoil that is born from a parent who is incarcerated.
What do you remember about your father, Frank Lucas, from your childhood?
I remember him being very good to me - he was like my protector. He would come home every day, bring me candy, play with me, throw me up in the air, cook me breakfast, and also when my mom and them would want to do my hair, I would scream and he would stop them from doing my hair. Absolutely daddy's little girl.
What about your mother? Did she go to jail because of your father's business?
My mother was sent away for six months initially and then she went away when I was about 9. The first time, yes, but the second time, it wasn't connected to my dad's business. It was something about a conspiracy and trying to connect people.
Did your grandparents try to hide the truth about your parents?
No, they didn't try to hide the truth from me. I knew my parents were in prison - I didn't know all the details about the scope of everything but I did know that there were drugs involved. I didn't really know what drugs were until I was 12 or 13 when I saw a movie called 'Less Than Zero' with Robert Downey Jr. But I really didn't know the extent of everything until I was 27 and saw the New York magazine article [the article on which the film was based].
How did you stay connected to your father?
When I was growing up I would talk to him every Sunday at 3. I didn't get to see him once he went to prison because once he went into the Federal prison system, they move them around and I was in Puerto Rico. I only got to see my mom once when she was away; she was gone for five years. I never did get to see my dad when he was in prison. The first time he came out was when I was nine and then he went back in for another seven years.
Did you ever think to ask as a nine-year-old about why your dad was away?
No, and that's very typical of that situation. You just get the "I'll be home soon" and you know that's not the truth but you're scared to ask. We know but we don't want to know. We really don't. Most kids will hide it; over their dead body are you going to find out the truth.
Why did you hold your secret for over 20 years -- was it shame?
Shame, absolutely, yes. Shame. There was shame and there was no reason to tell anybody. I would just make up stories about my parents, I would never go there.
So did you lie about your parents when you were younger?
Yeah, I would say they lived in the states. What did they do? I'd say they were in real estate. I would say whatever. If it was someone I knew I'd know for a long time, I'd say real estate but if it was someone in passing, I'd say anything like, he's in the military or something. I'd stick to those two lies -- either real estate or the military that way my story, I could always remember. You know when you lie, you always have to keep track of your lies.
The shame you mentioned, what was that about? Judgement?
Most children of incarcerated parents don't want people judging them or judging their parents because it hurts them like they're judging them. So yes, shame, sense of abandonment, loss. Just confusion and worry. Worry.
Why did you finally tell your story?
It took I don't know what for me to come out because I thought it would help some other people, but I would have gone with that to my grave if I could have. That's how most kids feel.
What do you think children of incarcerated parents need the most?
They need to be able to stay in touch with their parents. There are exceptions, but if the parents are in prison because of something that had nothing to do with the child...because the child doesn't see the crime. He only sees the parent that comes home every day and who's nice and loves them. The kid doesn't see the other side. A lot of these children end up with elderly grandparents. I think the most important thing for children of incarcerated parents is for the children to stay in touch with their parents, and possibly see them. And to see them, touch them. Because for some of these prisons, they can't even touch their parents. And for a kid that is crazy.
Talk about your Yellow Brick Roads program, for children of incarcerated parents.
I've been visualizing this since last year but the web site went up in June. I've been trying to make it a national program, something like the Boys and Girls club, but specifically for children of incarcerated parents. One chapter in every city. Basically, it's an afterschool program where kids can go and they can feel like they can speak freely, other kids are there from their same situation. They'll get help with their homework, extracurricular activities, financial literacy. Also have a program that can help transport the children to go see the parents because a lot of them have problems to go see their parents. Also give their caregivers support and also give their parents support.
How does this program differ from say, a Big Brother, Big Sister program?
A lot of programs out there like Big Brother, Big Sister, they have mentoring programs, but mentorship is part of the solution but it's not the solution. Mentorship should be in the context of something else. Because it's not the same thing if someone takes me out to a ballgame and gets ice cream and I'm worried to death about my mom. I'm here having a good time with this person I just met, but I really wish I could be sharing this time with my parent. And the child feels guilty about that, you know? My dad's over there rotting away in a cell and I'm over here having a blast. That's the way I felt because I did have a few people who tried to mentor me without knowing my situation. I didn't feel good about it. This is going to be for children of incarcerated parents by children of incarcerated parents. A lot of people on the board will be children of incarcerated parents.
Who was the first person you told about your father?
Glamour magazine in July 2007.
Wait, your husband didn't know?
Well, he knew about my father, but he didn't know about my mother. When the article in New York magazine came out in 2000, I felt like I had to tell him because we were kind of getting serious. But I still was able to hang onto that little piece of information [about my mother] because I think it was that critical.
Wow. So this is very new. How do you feel?
I feel good.
Have you gotten a lot of feedback from people?
Oh yes, you wouldn't imagine. The heart wrenching emails I get from people who are like thank you bringing this to light, for sharing your story because we don't feel so invisible anymore.
Resources for Children of the Incarcerated: