If you adopt a marathon approach to money, it can allow you to take a more holistic look at your overall financial picture to see how decisions that you make in your 20s and 30s can impact your 40s, 50s and beyond.
Many of us from academic institutions have lacked the support to facilitate our commitment to addressing an injustice in healthcare that is ongoing in West Africa. This is deeply disappointing but we believe it is correctable.
The idea that Coke could simply abandon its top full-calorie brands and still offer a healthy portfolio to investors was absurd. So the company turned to overseas markets to make up for lost revenue at home by selling more Coca-Cola abroad, in places like India, where the company happily reported caloric beverages enjoying double-digit growth in 2012.
It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.
As we approach your 14th birthday, it is with great trepidation and anxiety that I write this letter to you. I am so proud of the young lady you have become, but I feel I am fighting against the clock to instill in you the life lessons I hold so dear.
Buying your first home, starting a family or purchasing a car are major events that require a lot of financial planning. Unfortunately for millennials, a recent TD Bank survey found that two-thirds of older millennials (ages 24-34) wish they had been more financially prepared for these life events.
For the second time in its ten year history, the African-American Literary Awards Show [AALAS] has canceled its ceremony. The first cancellation in 2005 was due to Hurricane Katrina but this year the challenges appear to be internal.
Next week, California voters will have a chance to vote for historic criminal justice reform in a state that badly needs it. A ballot initiative called Proposition 47 is poised to rebalance California's priorities away from incarceration and towards rehabilitation and education.
It's clear that Black families want stronger academics to prepare their students for college, the workforce and an better quality of life. To get there, we have to reject the idea that low-income students automatically translate into low-performing schools.
The NCAA is under attack on all fronts, and the new College Football Playoff system is the latest example of profits trumping the best interest of student-athletes.
At the forefront of this initiative is second term Nassau County Legislator Carrié Solages and his Democratic Minority Caucus colleagues, Legislators Kevan Abrahams and Siela Bynoe.
This journey into a bleak world not fathomed before is intriguing, unnerving and haunting. You'll walk out of the theater feeling like you need to go home to shower and scrub this film off your skin.
At this moment in our nation's story, when the twisted soul of America is being revealed through the daily deaths of black men at the hands of officers carrying guns and unconscious bias, Black-ish should not be merely consumed: It should be administered by intravenous intervention.
Each year, the Howard University Homecoming continues to reach higher heights. This year's Crown, celebrated 90 years of creating a celebrity-filled week of events to recognize and commemorate the work of the University's students and alumni.
On the evening of April 26 I received a phone call that one never wants to get. My younger sister, Keisha told me in a very soft, calm demeanor that our mother passed out. After much anxious questioning, I soon found out that my mother passed away from a heart attack.
If you're a black man, it doesn't matter how many degrees you hold. It doesn't matter how much money you make. It doesn't matter where you live or what kind of car you drive; to some you're still a n*****, and that is the cold, hard truth about the world we live in today, and it's what my parents had to teach me growing up. I don't experience this with my identity as a gay man.
In part, the lack of research in "non-profitable" infectious diseases occurring in underprivileged countries has left threats like Ebola largely unaddressed. In addition, inequalities within the system of international scientific collaboration have hindered African researchers from leading the way against diseases ravaging their continent.
I was introduced to Dominican salons approximately two years ago while in Silver Spring, Maryland. I ventured into Mary's Stylists with no appointment and really no expectations. I left with a head full of bouncy hair and self-confidence. I usually play my own stylist but when I do put my hair in the care of professionals I head primarily to Dominican salons.
So what's the difference between African American salons and Dominican salons?
I was raised in black salons and I have my good stories – and my bad. The one defining difference between the two is how your hair is managed and what you pay at the end of the visit. For example, when I visit traditional black salons I usually get a wash, wrap and bumped curl on my ends. The process is quite simple and my hair is usually treated with products such as Dudley's, Mizani or Paul Mitchell. A heavy oil such as Kemi is applied to my hair at the end to soften the curl and I always get a coat of Finisheen to keep my tresses glossy as I walk out the door. Does this sound familiar?
Now onto the Dominican salon. If you're smart you will arrive early because most have a walk-in policy and we all know that Friday and Saturdays are busy. It's like hitting the mall on Black Friday. When you arrive there's a whole process – much like ordering from the Soup Nazi on Seinfeld. You nod at the person behind the front desk to be sure they've acknowledged you, you take a seat and you wait for someone to come by and get you.
You're usually greeted by a person who takes you to the back and sits you down – very little speaking is done. Your hair is washed with products usually with no labels. I've since discovered that some salons use products by Salerm, Lacio Lacio and Alfaparf. Unfortunately, you won't find these labels at your local beauty supply store. Yet, I've managed to find one online store that carries most of their products (click on 'Beauty and Health' then 'Hair Care').
Once you're washed and conditioned then comes the rollerset. This is where it gets tricky. You're usually spoken to for the first time and asked which color rollers you want. I go with the medium size rollers (gray) so that I have some curl to my hair. Once you're rolled up under the hood dryer you go. Depending on the length of your hair you could be under for one hour or nearly two. The heat is so strong and powerful and yet I've sat under the dryer for ninety minutes.
Once you're dry, it's time for the infamous blowout.
The rollers are removed and out comes the round brush and blow dryer. This is the process I've been unable to duplicate at home. The stylist is literally using the roundbrush and the heat from the dryer to straighten your roots and bend your ends. Each section of the hair is treated until your entire head is done. For me, the latter takes approximately twenty minutes and if you're tender-headed I suggest you grab some aspirin. During my visit, I winced in pain every time the dryer came near my scalp but wouldn't you know it I couldn't get over the results once she was done. My hair is usually coarse and rarely holds a curl but she managed to do in one day what I had been trying to do my whole life and I had the nerve to gasp when she said I had to pay $40. The amazing part is that the curls lasted two weeks (yes, I had the nerve to test this) and dare I say it, I didn't wrap my hair not one night.
So, if my story hasn't scared you I've got a great link to a database with Dominican salons across the U.S. put together by a DS fan. She's adding to the list so you may want to bookmark it in case you don't see a salon in your city just yet.
I'd like to hear your experiences with Dominican salons – both good and bad. Some of you have already posted your thoughts in the Hair Talk board.